Force Place insurance goes into effect when the property fails to provide proof of insurance. It could be homeowner’s or flood insurance. A letter cycle will be sent out from our insurance tracking company Miniter to attempt to resolve. If Miniter is unable to obtain proof of insurance then the force place policy will be purchased at the borrower’s expense and is often 3 times the cost if the borrower gets their own insurance. Force place insurance can be resolved once evidence of coverage is provided to the mortgage servicing department via fax 508-521-2682 or email mortgageservicing@harborone.com.
